What We Do
Planning with Purpose
Personalized Financial Strategies That Adapt with You
At Skinner Copper & Ehmen, we offer a full range of financial services designed to support every stage of life. Our team is here to provide you with clarity and guidance, so we take a personalized, relationship-driven approach to ensure each strategy aligns with your goals, values, and circumstances. Explore below the many ways we can help you create a more confident financial future.
Our Services
Comprehensive Financial Planning
We create personalized financial plans that reflect your unique goals, values, and risk tolerance. Whether you're just starting out or planning for retirement, our approach is designed to evolve with your life and keep you on track.
Retirement Cash-Flow Management
We help you design and manage income strategies so you can enjoy retirement with confidence. Our team builds cash-flow models that prioritize stability, sustainability, and peace of mind for the years ahead.
Portfolio Management for All Life Stages
Whether you're growing your assets, preserving wealth, or preparing to transfer it to future generations, we tailor investment strategies to your stage of life. We balance growth and protection to support both current needs and long-term goals.
Risk Management
Protecting what matters most is a key part of our planning. We review your needs for life, disability, and long-term care insurance to make sure your coverage aligns with your financial plan.
Estate Planning
We help ensure your estate wishes align with your financial goals and are properly documented. By collaborating with trusted local estate planning attorneys, we provide a seamless, coordinated approach.
Business Succession Planning
For business owners, we offer guidance on transitioning leadership, protecting business value, and planning for the future. Our strategies are built to support both your business and personal financial goals.
Navigating Career Transitions
Whether you're changing jobs, starting a new venture, or winding down a career, we help you make informed decisions. We provide clarity around benefits, savings strategies, and long-term impacts.
College Savings
We assist families in planning ahead for education expenses. From choosing the right savings vehicles to estimating future costs, we help you prepare with purpose.
Budgeting
We work with you to create a budget that reflects your priorities and supports your financial well-being. Our goal is to make spending and saving feel manageable and aligned with your lifestyle.
Student Loan & Debt Strategies
Debt can feel overwhelming, but with the right strategy, it becomes manageable. We help you evaluate options and build repayment plans that support your larger financial goals.
Major Purchase and Home Planning
From buying your first home or next home to making other major purchases, we’re here to guide you through the financial implications. Our planning ensures that big decisions fit comfortably within your broader financial picture.